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Younger generations aren't willing to save . Gen Z wants to start out at the highest standard of living instead of living in an apartment with several friends to share expensives. Those of us that had parents who went through the Great Depression, learned ,that you buy when a person can afford an item, you don't buy an item above your means, be happy with simple things, enjoy time with family, relationships are more important than material things. If this economy crashes, Gen Z wouldn't have a clue how to survive. They need to turn off the phones and start living a real life.

I think people are being greedy. I am lucky to clear even 20k a year since grad school and my husband maybe 65k with 2 jobs. But i feel terrible for my career women friends who want to pay 20k per child in daycare to not even be able to be with their kids while they work overtime at jobs they hate. . . I had career driven parents, i was damaged by daycare and babysitters and everyone around me putting career first had their moms at home during their crutital years of development. . . We live in a very expensive state but health care is provided by the state. Obviously we can't buy a house. I won't deny that inflation is real or money is not important but we are still able to save and so i just don't get it. After seeing how people live in the 3rd world i feel blessed to have a roof. A car. Ac and heating. Even growing a savings is a blessing. . . I know I'll never be able to retire but that is why i am stepping back from working so hard when it matters most in my children's lives. Plus the people who make more money seem to waste it on excessive crap in place of a work life balance. I wanted the comfort of family without all the excessive sweat shop made materials.

Since these are all indexed funds and they’re going to be similar holdings/companies and all of these funds, would you recommend only buying one of these or trying to buy multiple of these?

My husband do no longer sleep at home since he started winning from Evelyn Morgan trading programs, how wish I can start investing with the little £2k I have in my binance account, Please is it possible because I need to earn, so I can let him know that what a man can do that a woman can do it better

Who the hell is making 99k at 20 years old? You just finished high school? This is the kind of backward BS that makes individuals go crazy with investments and saving. They become more greedy and drive the cycle faster of investing and returns that increase inflation and income inequality. How can you make save the same amount of money to your income? Every dollar I make should be invested, how do you pay bills, food, housing?

Transportation should never be an investment nor a status symbol. This is why education is so important.

The first 5 minute is a history lesson on China

fxaix?

I’m brand new to buying stocks. I need basic instructions on how to spread $100k across the market in order to achieve a 7 figure portfolio. Im wondering if now is a good time to start investing, or do I wait for a crash to buy at discount price?

My portfolio does not just cater for dividend stock, I hold $VFIAX in my Roth IRA and $VTI ( total stock market ETF) in my taxable brokerage account, two of my largest holdings. The individual dividend stock position all compliments the index holdings.

As someone passionate about investments, I often contemplate the strategies and paths that enable top-tier investors to amass wealth in the millions. While I possess a substantial initial capital, I am uncertain about the specific tactics or avenues that would facilitate achieving gains exceeding $400k, similar to those achieved by several others this season.

As an investment enthusiast, I occasionally wonder how top-tier investors become millionaires through investing. I have a big amount of money to begin with, but I have no idea what tactics or paths I should take to help me earn more than $400k like several others this season.

Mortgage rates are currently at an all time high since 2000(24 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

While your 401k and IRA account would likely continue to grow even after you stop contributing to it, that growth might be limited by the Market, your personal plans and also other factors. For this I see need for annuities. I still will like to know how to compound $2m and above in retirement without holding cash.

So it's not 0to 100.000 its 10,000 to 100.000. So no money you will not make money! Best way is to fint anyting that somone wants! Like trading cards ore shit like that.

And all that wealth isn't taxed like you and I are taxed

I believe that investors should always use their money for investments, especially We'll start to see greater market diversification in 2024. About $350,000 of my funds are intended to be invested in equities over the upcoming year. Goal of becoming millionaire by 2024

LMAO is your increasing offense gif from Retro Bowl? I play that game too aha

if compounding effect builds momentum, does that mean diversification into many isn't a good idea? would it be ideal to have a less diversified portfolio?

Was going great till we heard from Bartlett 😭

I would pay off mortgage no matter what interest rate cause I don’t know if I would just spend all the money I make from investing.

Leveraged funds also have high expense ratios.

Wow... i could only buy camry or accord.

I have all four thanks to the last one, which is my 457 account. Thanks for all your tips!

Toyota CAMRY! Done. See you in 20 years dealer.

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

All depends how you want to look at it I suppose. People who want to get all high and mighty about "ooohhh you paid off your loan early! You could've made more in investing!" Right, because you all have a crystal ball that says you get to live to 60-80 years old. News flash: US life span is actually on the decline now 🤣One day you wake up and find you might have a terminally ill condition and suddenly, your perception of reality is forever changed. You don't get to take a single cent with you when you get to that door, idc how smart you think you are financially, you still take the same crappy boat. I personally prefer not to allow someone else, i.e a bank, to have leverage over me, so I would pay off a home faster If I could. The home becomes your asset at that point and it can open up all kinds of doors once you no longer have monthly debt obligations, i.e freedom. If not for me, then pass it down to the next gen after I'm gone, generational wealth.

did you tip on that blue screen?????

Did the really "smart guy" have an ARM? If not, I don't believe his mortgage interest rate could increase since they're fixed. If he did have an ARM, we'll, serves him right and as it turns out, he was really that smart after all. Only an idiot would get an ARM.i do not vare if youre going to refinance in 5 years. Nothing is guaranteed!

i use fidelity and have been holding voo and vti for about a year, would it be wise to sell for the fidelity equivalents or keep them?

The plain chase sapphire is a great card, the preferred and reserve are like an all inclusive resort, you have to pig out on stuff you don’t really like to get the full benefit. I’d rather not feel roped into spending money on specific things because I paid to do that!

There's no "like" button 👍

Nissan car depreciates its value just by taking it for a test ride.

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

Thanks for the information.

Whats ur take on fskax?

You forgot to mention Hydroflask has a patient which makes their bottles lead free. Unlike Stanley and Yeti

Please do a zvideonon the 2025 Toyota Sienna or the LEXUS ES350 ❤

Vug index fund VIGAX and VIGIX. Both are performing very well. Most people are sleeping on them..Playing out very well.

Vug index fund VIGAX and VIGIX. Both are performing very well. Most people are sleeping on them..Made out very well.

Safeway too but you get the store discounts vs a Starbucks discount

I bought a new Tesla with plans to keep it for years. My car insurance dropped substantially, charging it at home costs $30 a month (I drive 2,000 miles a month), and there are no more oil changes.

Another fantastic video! I’m curious if it’s worth paying down your principle even if it’s not your forever home. If we know we are going to eventually sell this house, should we pay down the principal so we get a bigger check when we do sell, or focus on investing?

You miss out one important thing is China dont encourage credit card 💳 most people have to use cash or wechat pay also pull money directly from your savings 😅

I plan to pay extra on mortgage to make sure my mortgage is paid off before my retirement date. Rate is 2.6% fixed. Ill keep investing until i retire and entire retirement with zero mortgage.

What calculator is being used? Can it determine what happens if you do both?

$884 a month for a car payment… yikes

Now do a comparison of buying a similar car with cash. I mean actually buying (not taking out debt) and calculate total cost of ownership. It seems that would lower cost of ownership even more.

4/4. About to be debt free next year. But I could be debt free now if I chose to spend the capital.

I have 2 store cards one was for a store i worked at when i was incollege and stacked with discounts for the rewards, and the other was so i could make a very large purchase (aslo with rewards) then do a 0% balance transfer onto my main bank issued card.